fall is here!

You never know for sure with Utah, but I think it is has finally decided to be fall.  I took this picture from our cute little apartment roof and if you look close, you can see it is starting to snow in the mountains.  One of my favorite things about living in Utah is when it is snowing in the mountains, but not in the valley.  I love how the mountains look when the clouds are covering the summits and how they look all snowcapped afterward.  It's not something you get to see everyday, or ever, in Iowa.  Now the only thing I want to do is drink hot chocolate, sit on my couch with a blanket, and read a book.  I guess studying for my finance test sort of fulfills that dream, right?